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If you are the defendant, you should follow the above procedure for the plaintiff. If you do not wish to contest the plaintiff's claim, you may settle with the plaintiff before your trial date and have the plaintiff dismiss the action so that no judgment may be awarded by default. You may answer the claim by denying that you owe the money, and you may file an Answer and Affirmative Relief Form if you feel that the plaintiff may owe you money. Your Answer and Affirmative Relief Form must be filed with the court prior to 48 hours of the time set for your trial.